Call reports 2013
BANESCO USA — 2013
What BANESCO USA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 775,319,000 | 772,492,000 | 806,455,000 | 820,234,000 |
| Total loans | 487,659,000 | 499,975,000 | 509,911,000 | 540,038,000 |
| Allowance for loan losses | 6,290,000 | 6,556,000 | 6,722,000 | 6,929,000 |
| Securities available for sale | 248,672,000 | 218,329,000 | 216,490,000 | 234,341,000 |
| Securities held to maturity | 2,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,642,000 | 654,987,000 | 688,165,000 | 688,513,000 |
| Interest-bearing deposits | 395,378,000 | 416,025,000 | 428,561,000 | 437,675,000 |
| Noninterest-bearing deposits | 247,264,000 | 238,962,000 | 259,604,000 | 250,838,000 |
| Equity capital | 65,409,000 | 67,790,000 | 77,408,000 | 77,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,960,000 | 16,561,000 | 25,039,000 | 34,535,000 |
| Interest expense | 796,000 | 1,560,000 | 2,391,000 | 3,214,000 |
| Net interest income | 7,164,000 | 15,001,000 | 22,648,000 | 31,321,000 |
| Noninterest income | 1,639,000 | 2,852,000 | 4,012,000 | 6,710,000 |
| Noninterest expense | 7,547,000 | 16,038,000 | 24,158,000 | 32,618,000 |
| Provision for loan losses | 834,000 | 1,099,000 | 1,250,000 | 1,647,000 |
| Pretax income | 820,000 | 1,384,000 | 1,939,000 | 4,453,000 |
| Income tax | 311,000 | 537,000 | 737,000 | 1,845,000 |
| Net income | 509,000 | 847,000 | 1,202,000 | 2,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,926,000 | 67,972,000 | 77,436,000 | 78,736,000 |
| Total capital | 70,458,000 | 74,569,000 | 84,251,000 | 85,891,000 |
| Risk-weighted assets | 527,017,000 | 531,155,000 | 544,880,000 | 575,410,000 |