Call reports 2011
BANESCO USA — 2011
What BANESCO USA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 396,870,000 | 429,631,000 | 445,197,000 | 490,417,000 |
| Total loans | 216,828,000 | 231,435,000 | 250,545,000 | 295,658,000 |
| Allowance for loan losses | 3,458,000 | 3,682,000 | 3,725,000 | 3,986,000 |
| Securities available for sale | 150,660,000 | 151,843,000 | 144,307,000 | 143,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,050,000 | 371,251,000 | 376,345,000 | 410,910,000 |
| Interest-bearing deposits | 218,986,000 | 232,104,000 | 228,790,000 | 236,738,000 |
| Noninterest-bearing deposits | 122,064,000 | 139,147,000 | 147,555,000 | 174,172,000 |
| Equity capital | 36,060,000 | 39,559,000 | 41,797,000 | 43,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,161,000 | 8,602,000 | 13,220,000 | 17,938,000 |
| Interest expense | 632,000 | 1,231,000 | 1,779,000 | 2,312,000 |
| Net interest income | 3,529,000 | 7,371,000 | 11,441,000 | 15,626,000 |
| Noninterest income | 232,000 | 1,030,000 | 2,158,000 | 2,830,000 |
| Noninterest expense | 3,192,000 | 6,720,000 | 10,444,000 | 13,757,000 |
| Provision for loan losses | 368,000 | 963,000 | 1,294,000 | 1,972,000 |
| Pretax income | 206,000 | 889,000 | 2,192,000 | 3,240,000 |
| Income tax | 0 | 0 | 482,000 | -567,000 |
| Net income | 206,000 | 889,000 | 1,710,000 | 3,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,445,000 | 40,128,000 | 40,949,000 | 43,047,000 |
| Total capital | 42,394,000 | 43,278,000 | 44,216,000 | 46,706,000 |
| Risk-weighted assets | 235,305,000 | 251,406,000 | 260,797,000 | 292,289,000 |