Call reports 2008
BANESCO USA — 2008
What BANESCO USA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 113,927,000 | 126,350,000 | 166,970,000 | 200,841,000 |
| Total loans | 72,299,000 | 79,317,000 | 105,477,000 | 132,782,000 |
| Allowance for loan losses | 930,000 | 1,086,000 | 1,415,000 | 2,722,000 |
| Securities available for sale | 37,165,000 | 40,639,000 | 43,521,000 | 52,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,594,000 | 89,731,000 | 117,820,000 | 151,458,000 |
| Interest-bearing deposits | 69,807,000 | 76,185,000 | 102,577,000 | 126,019,000 |
| Noninterest-bearing deposits | 8,787,000 | 13,546,000 | 15,243,000 | 25,439,000 |
| Equity capital | 27,012,000 | 26,081,000 | 25,381,000 | 25,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,446,000 | 5,426,000 | 7,912,000 |
| Interest expense | 697,000 | 1,372,000 | 2,113,000 | 3,189,000 |
| Net interest income | 1,048,000 | 2,074,000 | 3,313,000 | 4,723,000 |
| Noninterest income | 79,000 | 182,000 | 349,000 | 456,000 |
| Noninterest expense | 1,284,000 | 2,593,000 | 4,213,000 | 5,654,000 |
| Provision for loan losses | 91,000 | 247,000 | 611,000 | 2,024,000 |
| Pretax income | -216,000 | -521,000 | -950,000 | -2,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -216,000 | -521,000 | -950,000 | -2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,406,000 | 26,102,000 | 25,673,000 | 24,425,000 |
| Total capital | 27,336,000 | 27,188,000 | 27,088,000 | 26,155,000 |
| Risk-weighted assets | 81,247,000 | 90,171,000 | 119,242,000 | 137,446,000 |
Machine access — free, no API key
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