Call reports 2007
BANESCO USA — 2007
What BANESCO USA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,395,000 | 94,472,000 | 101,945,000 | 107,688,000 |
| Total loans | 30,902,000 | 44,529,000 | 51,272,000 | 64,253,000 |
| Allowance for loan losses | 380,000 | 561,000 | 651,000 | 838,000 |
| Securities available for sale | 37,964,000 | 33,401,000 | 43,044,000 | 37,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,747,000 | 65,536,000 | 71,611,000 | 73,005,000 |
| Interest-bearing deposits | 41,200,000 | 59,029,000 | 66,299,000 | 66,423,000 |
| Noninterest-bearing deposits | 6,547,000 | 6,507,000 | 5,312,000 | 6,582,000 |
| Equity capital | 27,474,000 | 26,884,000 | 26,864,000 | 26,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,620,000 | 4,267,000 | 6,001,000 |
| Interest expense | 461,000 | 954,000 | 1,667,000 | 2,387,000 |
| Net interest income | 796,000 | 1,666,000 | 2,600,000 | 3,614,000 |
| Noninterest income | 24,000 | 105,000 | 154,000 | 263,000 |
| Noninterest expense | 1,043,000 | 2,179,000 | 3,381,000 | 4,550,000 |
| Provision for loan losses | 67,000 | 248,000 | 338,000 | 525,000 |
| Pretax income | -290,000 | -656,000 | -939,000 | -1,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -290,000 | -656,000 | -939,000 | -1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,445,000 | 27,078,000 | 26,795,000 | 26,623,000 |
| Total capital | 27,825,000 | 27,639,000 | 27,446,000 | 27,462,000 |
| Risk-weighted assets | 40,012,000 | 55,666,000 | 62,304,000 | 72,227,000 |
Machine access — free, no API key
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