Call reports 2025
FARMERS STATE BANK, THE — 2025
What FARMERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 161,942,000 | 159,544,000 | 164,367,000 | 169,815,000 |
| Total loans | 85,005,000 | 87,840,000 | 85,306,000 | 86,721,000 |
| Allowance for loan losses | 950,000 | 900,000 | 908,000 | 938,000 |
| Securities available for sale | 58,984,000 | 57,216,000 | 59,995,000 | 68,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,722,000 | 144,307,000 | 147,119,000 | 151,984,000 |
| Interest-bearing deposits | 114,420,000 | 111,929,000 | 110,281,000 | 113,878,000 |
| Noninterest-bearing deposits | 34,302,000 | 32,378,000 | 36,838,000 | 38,106,000 |
| Equity capital | 9,446,000 | 9,457,000 | 11,506,000 | 12,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 4,060,000 | 6,159,000 | 8,289,000 |
| Interest expense | 742,000 | 1,500,000 | 2,221,000 | 2,924,000 |
| Net interest income | 1,255,000 | 2,560,000 | 3,938,000 | 5,365,000 |
| Noninterest income | 152,000 | 331,000 | 514,000 | 689,000 |
| Noninterest expense | 981,000 | 1,950,000 | 2,957,000 | 3,995,000 |
| Provision for loan losses | 52,000 | 94,000 | 143,000 | 188,000 |
| Pretax income | 386,000 | 850,000 | 1,308,000 | 1,785,000 |
| Income tax | 10,000 | 19,000 | 34,000 | 55,000 |
| Net income | 376,000 | 831,000 | 1,274,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,228,000 | 16,413,000 | 16,720,000 | 16,977,000 |