Call reports 2023
FARMERS STATE BANK, THE — 2023
What FARMERS STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 152,560,000 | 150,564,000 | 148,977,000 | 157,620,000 |
| Total loans | 72,386,000 | 74,059,000 | 76,824,000 | 79,888,000 |
| Allowance for loan losses | 1,070,000 | 1,071,000 | 1,057,000 | 946,000 |
| Securities available for sale | 67,098,000 | 63,065,000 | 59,718,000 | 63,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,141,000 | 138,590,000 | 139,400,000 | 145,110,000 |
| Interest-bearing deposits | 105,161,000 | 101,900,000 | 98,616,000 | 106,615,000 |
| Noninterest-bearing deposits | 35,980,000 | 36,690,000 | 40,784,000 | 38,495,000 |
| Equity capital | 6,978,000 | 6,673,000 | 5,386,000 | 8,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,091,000 | 4,736,000 | 6,465,000 |
| Interest expense | 393,000 | 858,000 | 1,349,000 | 1,886,000 |
| Net interest income | 1,133,000 | 2,233,000 | 3,387,000 | 4,579,000 |
| Noninterest income | 154,000 | 320,000 | 476,000 | 640,000 |
| Noninterest expense | 814,000 | 1,639,000 | 2,510,000 | 3,380,000 |
| Provision for loan losses | 16,000 | 27,000 | 77,000 | 167,000 |
| Pretax income | 472,000 | 907,000 | 1,303,000 | 1,699,000 |
| Income tax | 18,000 | 25,000 | 37,000 | 49,000 |
| Net income | 454,000 | 882,000 | 1,266,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,937,000 | 15,036,000 | 15,255,000 | 15,498,000 |
| Total capital | 16,046,000 | 16,146,000 | 16,366,000 | 16,482,000 |
| Risk-weighted assets | 94,700,000 | 100,577,000 | 101,042,000 | 105,302,000 |