Call reports 2021
FARMERS STATE BANK, THE — 2021
What FARMERS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 143,846,000 | 146,509,000 | 149,277,000 | 154,084,000 |
| Total loans | 67,914,000 | 68,656,000 | 67,661,000 | 67,746,000 |
| Allowance for loan losses | 1,065,000 | 1,082,000 | 1,093,000 | 1,097,000 |
| Securities available for sale | 64,295,000 | 63,746,000 | 69,061,000 | 72,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,322,000 | 124,378,000 | 128,243,000 | 133,672,000 |
| Interest-bearing deposits | 94,164,000 | 93,532,000 | 95,766,000 | 97,565,000 |
| Noninterest-bearing deposits | 28,158,000 | 30,846,000 | 32,477,000 | 36,107,000 |
| Equity capital | 14,768,000 | 14,987,000 | 15,129,000 | 14,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,480,000 | 2,775,000 | 3,946,000 | 5,101,000 |
| Interest expense | 123,000 | 251,000 | 378,000 | 506,000 |
| Net interest income | 1,357,000 | 2,524,000 | 3,568,000 | 4,595,000 |
| Noninterest income | 170,000 | 335,000 | 622,000 | 806,000 |
| Noninterest expense | 883,000 | 1,685,000 | 2,608,000 | 3,508,000 |
| Provision for loan losses | 25,000 | 40,000 | 55,000 | 58,000 |
| Pretax income | 645,000 | 1,160,000 | 1,571,000 | 1,897,000 |
| Income tax | 23,000 | 44,000 | 65,000 | 86,000 |
| Net income | 622,000 | 1,116,000 | 1,506,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,412,000 | 13,466,000 | 13,656,000 | 13,881,000 |
| Total capital | 14,477,000 | 14,548,000 | 14,749,000 | 14,978,000 |
| Risk-weighted assets | 89,777,000 | 88,845,000 | 89,845,000 | 90,451,000 |