Call reports 2020
FARMERS STATE BANK, THE — 2020
What FARMERS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 124,478,000 | 135,969,000 | 135,385,000 | 138,101,000 |
| Total loans | 66,582,000 | 69,528,000 | 66,401,000 | 62,443,000 |
| Allowance for loan losses | 977,000 | 1,030,000 | 1,056,000 | 1,046,000 |
| Securities available for sale | 43,733,000 | 52,269,000 | 51,809,000 | 62,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,144,000 | 113,821,000 | 113,080,000 | 115,670,000 |
| Interest-bearing deposits | 82,542,000 | 86,041,000 | 85,845,000 | 87,066,000 |
| Noninterest-bearing deposits | 21,602,000 | 27,780,000 | 27,235,000 | 28,604,000 |
| Equity capital | 12,111,000 | 14,733,000 | 14,930,000 | 15,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,777,000 | 4,026,000 | 5,200,000 |
| Interest expense | 181,000 | 343,000 | 493,000 | 640,000 |
| Net interest income | 1,125,000 | 2,434,000 | 3,533,000 | 4,560,000 |
| Noninterest income | 140,000 | 297,000 | 454,000 | 639,000 |
| Noninterest expense | 764,000 | 1,617,000 | 2,389,000 | 3,189,000 |
| Provision for loan losses | 31,000 | 85,000 | 102,000 | 117,000 |
| Pretax income | 497,000 | 1,056,000 | 1,523,000 | 1,920,000 |
| Income tax | 18,000 | 34,000 | 58,000 | 80,000 |
| Net income | 479,000 | 1,022,000 | 1,465,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,297,000 | 12,841,000 | 12,804,000 | 13,010,000 |
| Total capital | 13,274,000 | 13,871,000 | 13,860,000 | 14,056,000 |
| Risk-weighted assets | 85,000,000 | 89,842,000 | 89,842,000 | 88,777,000 |