Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,419,000 | 101,020,000 | 101,945,000 | 101,085,000 |
| Total loans | 52,274,000 | 53,535,000 | 52,314,000 | 51,821,000 |
| Allowance for loan losses | 890,000 | 895,000 | 900,000 | 859,000 |
| Securities available for sale | 43,473,000 | 40,909,000 | 41,442,000 | 41,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,731,000 | 85,406,000 | 87,420,000 | 86,435,000 |
| Interest-bearing deposits | 66,153,000 | 64,123,000 | 64,841,000 | 63,188,000 |
| Noninterest-bearing deposits | 20,578,000 | 21,283,000 | 22,579,000 | 23,247,000 |
| Equity capital | 9,622,000 | 9,267,000 | 9,623,000 | 9,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,930,000 | 2,913,000 | 3,876,000 |
| Interest expense | 65,000 | 134,000 | 203,000 | 275,000 |
| Net interest income | 900,000 | 1,796,000 | 2,710,000 | 3,601,000 |
| Noninterest income | 142,000 | 280,000 | 458,000 | 620,000 |
| Noninterest expense | 689,000 | 1,378,000 | 2,079,000 | 2,790,000 |
| Provision for loan losses | 6,000 | 9,000 | 14,000 | 16,000 |
| Pretax income | 426,000 | 783,000 | 1,169,000 | 1,514,000 |
| Income tax | 18,000 | 25,000 | 42,000 | 59,000 |
| Net income | 408,000 | 758,000 | 1,127,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,993,000 | 8,983,000 | 9,172,000 | 9,400,000 |
| Total capital | 9,785,000 | 9,791,000 | 9,985,000 | 10,209,000 |
| Risk-weighted assets | 63,272,000 | 64,571,000 | 64,939,000 | 64,745,000 |