Call reports 2014
FARMERS STATE BANK, THE — 2014
What FARMERS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,582,000 | 99,416,000 | 101,192,000 | 100,548,000 |
| Total loans | 50,729,000 | 53,352,000 | 53,351,000 | 52,893,000 |
| Allowance for loan losses | 876,000 | 883,000 | 885,000 | 884,000 |
| Securities available for sale | 39,866,000 | 39,130,000 | 40,742,000 | 41,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,010,000 | 81,091,000 | 85,065,000 | 84,685,000 |
| Interest-bearing deposits | 63,340,000 | 61,638,000 | 63,628,000 | 64,970,000 |
| Noninterest-bearing deposits | 20,670,000 | 19,453,000 | 21,437,000 | 19,715,000 |
| Equity capital | 8,478,000 | 8,959,000 | 9,179,000 | 9,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,913,000 | 2,896,000 | 3,867,000 |
| Interest expense | 68,000 | 143,000 | 216,000 | 293,000 |
| Net interest income | 877,000 | 1,770,000 | 2,680,000 | 3,574,000 |
| Noninterest income | 153,000 | 309,000 | 470,000 | 621,000 |
| Noninterest expense | 627,000 | 1,268,000 | 1,944,000 | 2,637,000 |
| Provision for loan losses | 7,000 | 9,000 | 15,000 | 21,000 |
| Pretax income | 427,000 | 833,000 | 1,222,000 | 1,568,000 |
| Income tax | 15,000 | 33,000 | 51,000 | 69,000 |
| Net income | 412,000 | 800,000 | 1,171,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,407,000 | 8,415,000 | 8,596,000 | 8,804,000 |
| Total capital | 9,176,000 | 9,210,000 | 9,391,000 | 9,596,000 |
| Risk-weighted assets | 61,459,000 | 63,543,000 | 63,543,000 | 63,235,000 |