Call reports 2013
FARMERS STATE BANK, THE — 2013
What FARMERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,339,000 | 90,899,000 | 93,330,000 | 95,838,000 |
| Total loans | 50,249,000 | 50,952,000 | 49,382,000 | 49,566,000 |
| Allowance for loan losses | 852,000 | 861,000 | 859,000 | 871,000 |
| Securities available for sale | 35,594,000 | 32,938,000 | 35,102,000 | 39,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,691,000 | 75,111,000 | 78,031,000 | 79,463,000 |
| Interest-bearing deposits | 56,813,000 | 57,557,000 | 58,297,000 | 60,958,000 |
| Noninterest-bearing deposits | 17,878,000 | 17,554,000 | 19,734,000 | 18,505,000 |
| Equity capital | 8,646,000 | 7,845,000 | 7,788,000 | 8,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,867,000 | 2,793,000 | 3,749,000 |
| Interest expense | 77,000 | 156,000 | 231,000 | 312,000 |
| Net interest income | 851,000 | 1,711,000 | 2,562,000 | 3,437,000 |
| Noninterest income | 136,000 | 293,000 | 451,000 | 596,000 |
| Noninterest expense | 604,000 | 1,230,000 | 1,888,000 | 2,550,000 |
| Provision for loan losses | 8,000 | 21,000 | 33,000 | 45,000 |
| Pretax income | 433,000 | 811,000 | 1,145,000 | 1,491,000 |
| Income tax | 15,000 | 32,000 | 49,000 | 66,000 |
| Net income | 418,000 | 779,000 | 1,096,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,829,000 | 7,830,000 | 7,972,000 | 8,200,000 |
| Total capital | 8,500,000 | 8,512,000 | 8,673,000 | 8,903,000 |
| Risk-weighted assets | 53,472,000 | 54,408,000 | 55,889,000 | 56,100,000 |