Call reports 2012
FARMERS STATE BANK, THE — 2012
What FARMERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,879,000 | 90,904,000 | 90,891,000 | 90,286,000 |
| Total loans | 49,228,000 | 48,885,000 | 48,007,000 | 48,344,000 |
| Allowance for loan losses | 737,000 | 759,000 | 783,000 | 813,000 |
| Securities available for sale | 33,701,000 | 34,519,000 | 36,624,000 | 35,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,352,000 | 74,342,000 | 74,098,000 | 73,637,000 |
| Interest-bearing deposits | 57,853,000 | 58,065,000 | 57,014,000 | 55,787,000 |
| Noninterest-bearing deposits | 15,499,000 | 16,277,000 | 17,084,000 | 17,850,000 |
| Equity capital | 8,349,000 | 8,360,000 | 8,636,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,051,000 | 3,060,000 | 4,022,000 |
| Interest expense | 140,000 | 280,000 | 404,000 | 529,000 |
| Net interest income | 900,000 | 1,771,000 | 2,656,000 | 3,493,000 |
| Noninterest income | 135,000 | 281,000 | 433,000 | 603,000 |
| Noninterest expense | 630,000 | 1,298,000 | 1,986,000 | 2,675,000 |
| Provision for loan losses | 75,000 | 100,000 | 130,000 | 150,000 |
| Pretax income | 412,000 | 736,000 | 1,092,000 | 1,390,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 397,000 | 706,000 | 1,047,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,292,000 | 7,246,000 | 7,426,000 | 7,610,000 |
| Total capital | 7,972,000 | 7,946,000 | 8,107,000 | 8,310,000 |
| Risk-weighted assets | 54,396,000 | 55,920,000 | 54,394,000 | 55,912,000 |