Call reports 2011
FARMERS STATE BANK, THE — 2011
What FARMERS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,547,000 | 87,007,000 | 87,411,000 | 86,737,000 |
| Total loans | 48,943,000 | 50,173,000 | 50,283,000 | 49,333,000 |
| Allowance for loan losses | 681,000 | 800,000 | 801,000 | 748,000 |
| Securities available for sale | 26,455,000 | 28,265,000 | 30,342,000 | 31,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,137,000 | 72,072,000 | 72,111,000 | 71,357,000 |
| Interest-bearing deposits | 58,562,000 | 58,548,000 | 58,061,000 | 56,768,000 |
| Noninterest-bearing deposits | 12,575,000 | 13,524,000 | 14,050,000 | 14,589,000 |
| Equity capital | 7,055,000 | 7,322,000 | 7,781,000 | 8,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,090,000 | 3,148,000 | 4,219,000 |
| Interest expense | 214,000 | 437,000 | 635,000 | 822,000 |
| Net interest income | 805,000 | 1,653,000 | 2,513,000 | 3,397,000 |
| Noninterest income | 120,000 | 245,000 | 405,000 | 537,000 |
| Noninterest expense | 581,000 | 1,223,000 | 1,909,000 | 2,650,000 |
| Provision for loan losses | 30,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 314,000 | 666,000 | 1,000,000 | 1,275,000 |
| Income tax | 8,000 | 16,000 | 30,000 | 45,000 |
| Net income | 306,000 | 650,000 | 970,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,606,000 | 6,635,000 | 6,819,000 | 7,080,000 |
| Total capital | 7,287,000 | 7,349,000 | 7,507,000 | 7,760,000 |
| Risk-weighted assets | 55,825,000 | 57,068,000 | 54,896,000 | 54,301,000 |