Call reports 2006
POINTS WEST COMMUNITY BANK — 2006
What POINTS WEST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 291,794,000 | 280,298,000 | 285,849,000 | 292,704,000 |
| Total loans | 210,886,000 | 203,456,000 | 195,569,000 | 197,141,000 |
| Allowance for loan losses | 4,164,000 | 4,113,000 | 4,098,000 | 4,114,000 |
| Securities available for sale | 48,357,000 | 51,993,000 | 56,735,000 | 62,148,000 |
| Securities held to maturity | 3,222,000 | 3,090,000 | 3,067,000 | 3,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,069,000 | 230,420,000 | 239,887,000 | 251,192,000 |
| Interest-bearing deposits | 213,607,000 | 201,012,000 | 213,174,000 | 220,856,000 |
| Noninterest-bearing deposits | 29,462,000 | 29,408,000 | 26,713,000 | 30,336,000 |
| Equity capital | 27,358,000 | 26,702,000 | 27,100,000 | 27,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,689,000 | 9,364,000 | 14,094,000 | 19,055,000 |
| Interest expense | 1,932,000 | 3,960,000 | 6,185,000 | 8,595,000 |
| Net interest income | 2,757,000 | 5,404,000 | 7,909,000 | 10,460,000 |
| Noninterest income | 471,000 | 788,000 | 1,097,000 | 1,376,000 |
| Noninterest expense | 1,485,000 | 3,204,000 | 4,766,000 | 6,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,743,000 | 2,988,000 | 4,240,000 | 5,439,000 |
| Income tax | 550,000 | 934,000 | 1,325,000 | 1,669,000 |
| Net income | 1,193,000 | 2,054,000 | 2,915,000 | 3,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,150,000 | 24,818,000 | 24,817,000 | 24,812,000 |
| Total capital | 27,842,000 | 27,501,000 | 27,452,000 | 27,482,000 |
| Risk-weighted assets | 213,889,000 | 213,186,000 | 209,344,000 | 212,191,000 |
Machine access — free, no API key
Every figure shown here about POINTS WEST COMMUNITY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.