Call reports 2018
JACKSONVILLE SAVINGS BANK — 2018
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 323,400,000 | 351,662,000 | 325,327,000 | 319,354,000 |
| Total loans | 189,083,000 | 192,226,000 | 183,635,000 | 186,002,000 |
| Allowance for loan losses | 2,738,000 | 214,000 | 791,000 | 1,115,000 |
| Securities available for sale | 108,992,000 | 109,894,000 | 83,859,000 | 82,892,000 |
| Securities held to maturity | 6,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,117,000 | 278,022,000 | 265,987,000 | 255,007,000 |
| Interest-bearing deposits | 229,644,000 | 240,666,000 | 229,889,000 | 213,734,000 |
| Noninterest-bearing deposits | 38,473,000 | 37,356,000 | 36,098,000 | 41,273,000 |
| Equity capital | 42,711,000 | 43,945,000 | 44,140,000 | 45,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,953,000 | 965,000 | 4,649,000 | 7,918,000 |
| Interest expense | 330,000 | 138,000 | 454,000 | 794,000 |
| Net interest income | 2,623,000 | 827,000 | 4,195,000 | 7,124,000 |
| Noninterest income | 1,117,000 | 364,000 | 1,395,000 | 2,387,000 |
| Noninterest expense | 2,572,000 | 743,000 | 3,205,000 | 6,405,000 |
| Provision for loan losses | -160,000 | 0 | 625,000 | 898,000 |
| Pretax income | 1,361,000 | 448,000 | 1,807,000 | 2,255,000 |
| Income tax | 302,000 | 127,000 | 437,000 | 499,000 |
| Net income | 1,059,000 | 321,000 | 1,370,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,281,000 | 21,774,000 | 22,940,000 | 23,443,000 |
| Total capital | 45,007,000 | 21,988,000 | 23,731,000 | 24,558,000 |
| Risk-weighted assets | 218,047,000 | 223,099,000 | 211,605,000 | 214,963,000 |