Call reports 2017
JACKSONVILLE SAVINGS BANK — 2017
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 317,440,000 | 335,688,000 | 336,610,000 | 324,981,000 |
| Total loans | 181,848,000 | 189,419,000 | 187,501,000 | 189,616,000 |
| Allowance for loan losses | 3,035,000 | 3,052,000 | 3,084,000 | 2,880,000 |
| Securities available for sale | 108,761,000 | 105,320,000 | 105,675,000 | 111,395,000 |
| Securities held to maturity | 9,000 | 8,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,806,000 | 279,000,000 | 277,518,000 | 259,347,000 |
| Interest-bearing deposits | 230,124,000 | 246,554,000 | 244,948,000 | 224,236,000 |
| Noninterest-bearing deposits | 34,682,000 | 32,446,000 | 32,570,000 | 35,111,000 |
| Equity capital | 42,742,000 | 44,483,000 | 45,157,000 | 43,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,617,000 | 8,467,000 | 11,440,000 |
| Interest expense | 259,000 | 546,000 | 863,000 | 1,178,000 |
| Net interest income | 2,542,000 | 5,071,000 | 7,604,000 | 10,262,000 |
| Noninterest income | 979,000 | 2,042,000 | 3,062,000 | 4,099,000 |
| Noninterest expense | 2,502,000 | 4,982,000 | 7,500,000 | 9,947,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | -180,000 |
| Pretax income | 1,118,000 | 2,298,000 | 3,400,000 | 4,923,000 |
| Income tax | 308,000 | 640,000 | 958,000 | 2,244,000 |
| Net income | 810,000 | 1,658,000 | 2,442,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,646,000 | 41,514,000 | 42,318,000 | 41,199,000 |
| Total capital | 43,297,000 | 44,231,000 | 45,017,000 | 43,955,000 |
| Risk-weighted assets | 211,663,000 | 217,022,000 | 215,526,000 | 220,405,000 |