Call reports 2016
JACKSONVILLE SAVINGS BANK — 2016
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 302,015,000 | 312,935,000 | 330,675,000 | 319,242,000 |
| Total loans | 191,738,000 | 191,989,000 | 188,660,000 | 187,958,000 |
| Allowance for loan losses | 2,935,000 | 2,958,000 | 2,985,000 | 3,007,000 |
| Securities available for sale | 82,398,000 | 92,142,000 | 93,201,000 | 100,161,000 |
| Securities held to maturity | 14,000 | 13,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,226,000 | 258,070,000 | 271,782,000 | 264,587,000 |
| Interest-bearing deposits | 217,369,000 | 229,674,000 | 241,147,000 | 230,282,000 |
| Noninterest-bearing deposits | 30,857,000 | 28,396,000 | 30,635,000 | 34,305,000 |
| Equity capital | 43,591,000 | 45,066,000 | 45,714,000 | 41,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,759,000 | 8,617,000 | 11,435,000 |
| Interest expense | 251,000 | 501,000 | 781,000 | 1,059,000 |
| Net interest income | 2,658,000 | 5,258,000 | 7,836,000 | 10,376,000 |
| Noninterest income | 992,000 | 1,931,000 | 2,936,000 | 3,863,000 |
| Noninterest expense | 2,496,000 | 4,983,000 | 7,505,000 | 10,033,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,226,000 | 2,354,000 | 3,469,000 | 4,486,000 |
| Income tax | 345,000 | 655,000 | 958,000 | 1,224,000 |
| Net income | 881,000 | 1,699,000 | 2,511,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,835,000 | 40,670,000 | 41,502,000 | 39,815,000 |
| Total capital | 42,517,000 | 43,362,000 | 44,241,000 | 42,543,000 |
| Risk-weighted assets | 214,346,000 | 215,083,000 | 218,893,000 | 217,929,000 |