Call reports 2014
JACKSONVILLE SAVINGS BANK — 2014
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 315,087,000 | 308,720,000 | 314,195,000 | 311,888,000 |
| Total loans | 182,121,000 | 177,724,000 | 185,206,000 | 187,911,000 |
| Allowance for loan losses | 3,368,000 | 3,341,000 | 2,991,000 | 2,956,000 |
| Securities available for sale | 109,205,000 | 107,812,000 | 105,698,000 | 96,685,000 |
| Securities held to maturity | 34,000 | 30,000 | 29,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,404,000 | 255,746,000 | 243,598,000 | 250,751,000 |
| Interest-bearing deposits | 231,568,000 | 227,604,000 | 218,484,000 | 219,267,000 |
| Noninterest-bearing deposits | 28,836,000 | 28,142,000 | 25,114,000 | 31,484,000 |
| Equity capital | 39,177,000 | 41,125,000 | 42,080,000 | 41,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,046,000 | 6,024,000 | 8,970,000 | 11,892,000 |
| Interest expense | 393,000 | 767,000 | 1,123,000 | 1,464,000 |
| Net interest income | 2,653,000 | 5,257,000 | 7,847,000 | 10,428,000 |
| Noninterest income | 894,000 | 1,776,000 | 2,668,000 | 3,514,000 |
| Noninterest expense | 2,358,000 | 4,711,000 | 7,054,000 | 9,509,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 240,000 |
| Pretax income | 1,259,000 | 2,423,000 | 3,671,000 | 4,602,000 |
| Income tax | 357,000 | 678,000 | 984,000 | 1,205,000 |
| Net income | 902,000 | 1,745,000 | 2,687,000 | 3,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,002,000 | 37,859,000 | 38,816,000 | 37,574,000 |
| Total capital | 39,640,000 | 40,428,000 | 41,480,000 | 40,252,000 |
| Risk-weighted assets | 210,272,000 | 204,780,000 | 212,770,000 | 213,984,000 |