Call reports 2013
JACKSONVILLE SAVINGS BANK — 2013
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 316,482,000 | 313,093,000 | 320,615,000 | 318,383,000 |
| Total loans | 171,971,000 | 173,093,000 | 178,885,000 | 184,308,000 |
| Allowance for loan losses | 3,446,000 | 3,473,000 | 3,264,000 | 3,406,000 |
| Securities available for sale | 111,977,000 | 109,924,000 | 113,431,000 | 108,984,000 |
| Securities held to maturity | 48,000 | 43,000 | 38,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,992,000 | 262,978,000 | 252,265,000 | 256,076,000 |
| Interest-bearing deposits | 240,272,000 | 238,465,000 | 228,549,000 | 225,385,000 |
| Noninterest-bearing deposits | 26,720,000 | 24,513,000 | 23,716,000 | 30,691,000 |
| Equity capital | 39,892,000 | 37,334,000 | 37,446,000 | 37,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 5,877,000 | 8,938,000 | 12,078,000 |
| Interest expense | 476,000 | 933,000 | 1,377,000 | 1,796,000 |
| Net interest income | 2,476,000 | 4,944,000 | 7,561,000 | 10,282,000 |
| Noninterest income | 906,000 | 1,834,000 | 2,607,000 | 3,550,000 |
| Noninterest expense | 2,352,000 | 4,716,000 | 7,111,000 | 9,707,000 |
| Provision for loan losses | 30,000 | 30,000 | 40,000 | 170,000 |
| Pretax income | 1,584,000 | 2,721,000 | 3,877,000 | 4,853,000 |
| Income tax | 493,000 | 805,000 | 1,117,000 | 1,371,000 |
| Net income | 1,091,000 | 1,916,000 | 2,760,000 | 3,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,128,000 | 35,965,000 | 35,322,000 | 36,086,000 |
| Total capital | 37,684,000 | 38,554,000 | 37,966,000 | 38,765,000 |
| Risk-weighted assets | 203,564,000 | 206,256,000 | 210,933,000 | 213,608,000 |