Call reports 2012
JACKSONVILLE SAVINGS BANK — 2012
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 317,223,000 | 316,753,000 | 315,522,000 | 321,402,000 |
| Total loans | 170,416,000 | 175,834,000 | 175,429,000 | 177,804,000 |
| Allowance for loan losses | 3,331,000 | 3,131,000 | 3,152,000 | 3,339,000 |
| Securities available for sale | 106,321,000 | 110,633,000 | 109,376,000 | 115,388,000 |
| Securities held to maturity | 67,000 | 60,000 | 56,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,200,000 | 267,403,000 | 263,737,000 | 263,436,000 |
| Interest-bearing deposits | 246,293,000 | 243,631,000 | 239,239,000 | 237,895,000 |
| Noninterest-bearing deposits | 24,907,000 | 23,772,000 | 24,498,000 | 25,541,000 |
| Equity capital | 36,467,000 | 38,042,000 | 39,501,000 | 39,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,282,000 | 6,510,000 | 9,701,000 | 12,791,000 |
| Interest expense | 613,000 | 1,206,000 | 1,788,000 | 2,324,000 |
| Net interest income | 2,669,000 | 5,304,000 | 7,913,000 | 10,467,000 |
| Noninterest income | 882,000 | 1,772,000 | 2,756,000 | 3,726,000 |
| Noninterest expense | 2,349,000 | 4,728,000 | 7,067,000 | 9,561,000 |
| Provision for loan losses | 80,000 | 250,000 | 370,000 | 490,000 |
| Pretax income | 1,347,000 | 2,625,000 | 4,158,000 | 5,301,000 |
| Income tax | 393,000 | 746,000 | 1,199,000 | 1,499,000 |
| Net income | 954,000 | 1,879,000 | 2,959,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,113,000 | 32,051,000 | 33,085,000 | 34,027,000 |
| Total capital | 33,683,000 | 34,656,000 | 35,665,000 | 36,620,000 |
| Risk-weighted assets | 204,817,000 | 207,886,000 | 205,799,000 | 206,680,000 |