Call reports 2011
JACKSONVILLE SAVINGS BANK — 2011
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 307,740,000 | 304,827,000 | 306,498,000 | 307,210,000 |
| Total loans | 177,356,000 | 178,112,000 | 176,102,000 | 174,609,000 |
| Allowance for loan losses | 2,879,000 | 3,161,000 | 3,264,000 | 3,297,000 |
| Securities available for sale | 101,807,000 | 103,870,000 | 100,964,000 | 102,622,000 |
| Securities held to maturity | 82,000 | 76,000 | 72,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,651,000 | 261,772,000 | 260,264,000 | 259,315,000 |
| Interest-bearing deposits | 244,588,000 | 238,577,000 | 236,662,000 | 236,431,000 |
| Noninterest-bearing deposits | 22,063,000 | 23,195,000 | 23,602,000 | 22,884,000 |
| Equity capital | 31,612,000 | 33,921,000 | 35,850,000 | 36,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,422,000 | 7,018,000 | 10,561,000 | 13,867,000 |
| Interest expense | 812,000 | 1,571,000 | 2,262,000 | 2,906,000 |
| Net interest income | 2,610,000 | 5,447,000 | 8,299,000 | 10,961,000 |
| Noninterest income | 956,000 | 1,889,000 | 2,805,000 | 3,679,000 |
| Noninterest expense | 2,383,000 | 4,728,000 | 7,094,000 | 9,515,000 |
| Provision for loan losses | 175,000 | 325,000 | 475,000 | 625,000 |
| Pretax income | 1,062,000 | 2,392,000 | 3,673,000 | 4,782,000 |
| Income tax | 288,000 | 679,000 | 1,052,000 | 1,355,000 |
| Net income | 774,000 | 1,713,000 | 2,621,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,741,000 | 29,697,000 | 30,278,000 | 31,134,000 |
| Total capital | 31,335,000 | 32,281,000 | 32,811,000 | 33,667,000 |
| Risk-weighted assets | 207,265,000 | 206,172,000 | 201,943,000 | 201,905,000 |