Call reports 2010
JACKSONVILLE SAVINGS BANK — 2010
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 289,194,000 | 296,015,000 | 303,735,000 | 301,421,000 |
| Total loans | 173,374,000 | 176,922,000 | 182,446,000 | 179,686,000 |
| Allowance for loan losses | 2,555,000 | 2,660,000 | 2,912,000 | 2,964,000 |
| Securities available for sale | 83,205,000 | 86,921,000 | 88,956,000 | 94,867,000 |
| Securities held to maturity | 99,000 | 89,000 | 86,000 | 84,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,061,000 | 263,224,000 | 263,644,000 | 261,859,000 |
| Interest-bearing deposits | 236,802,000 | 234,275,000 | 242,787,000 | 242,145,000 |
| Noninterest-bearing deposits | 19,259,000 | 28,949,000 | 20,857,000 | 19,714,000 |
| Equity capital | 25,376,000 | 25,877,000 | 31,452,000 | 30,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,234,000 | 6,618,000 | 10,112,000 | 13,530,000 |
| Interest expense | 1,055,000 | 2,064,000 | 3,047,000 | 3,969,000 |
| Net interest income | 2,179,000 | 4,554,000 | 7,065,000 | 9,561,000 |
| Noninterest income | 811,000 | 1,449,000 | 2,547,000 | 3,652,000 |
| Noninterest expense | 2,199,000 | 4,456,000 | 6,891,000 | 9,269,000 |
| Provision for loan losses | 275,000 | 1,125,000 | 1,500,000 | 1,725,000 |
| Pretax income | 656,000 | 766,000 | 1,645,000 | 2,671,000 |
| Income tax | 128,000 | 34,000 | 230,000 | 483,000 |
| Net income | 528,000 | 732,000 | 1,415,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,062,000 | 22,157,000 | 27,148,000 | 27,961,000 |
| Total capital | 24,575,000 | 24,694,000 | 29,761,000 | 30,550,000 |
| Risk-weighted assets | 200,974,000 | 202,825,000 | 208,252,000 | 206,776,000 |