Call reports 2009
JACKSONVILLE SAVINGS BANK — 2009
What JACKSONVILLE SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 297,772,000 | 295,083,000 | 294,309,000 | 288,536,000 |
| Total loans | 184,733,000 | 183,712,000 | 182,958,000 | 176,787,000 |
| Allowance for loan losses | 2,282,000 | 2,464,000 | 2,716,000 | 2,290,000 |
| Securities available for sale | 78,270,000 | 85,622,000 | 87,392,000 | 78,180,000 |
| Securities held to maturity | 188,000 | 174,000 | 164,000 | 102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,112,000 | 257,469,000 | 254,078,000 | 255,356,000 |
| Interest-bearing deposits | 238,003,000 | 238,085,000 | 236,432,000 | 234,671,000 |
| Noninterest-bearing deposits | 20,109,000 | 19,384,000 | 17,646,000 | 20,685,000 |
| Equity capital | 24,010,000 | 23,483,000 | 25,347,000 | 25,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,773,000 | 7,383,000 | 11,033,000 | 14,420,000 |
| Interest expense | 1,491,000 | 2,913,000 | 4,228,000 | 5,432,000 |
| Net interest income | 2,282,000 | 4,470,000 | 6,805,000 | 8,988,000 |
| Noninterest income | 859,000 | 1,865,000 | 2,695,000 | 3,754,000 |
| Noninterest expense | 2,189,000 | 4,437,000 | 6,655,000 | 9,041,000 |
| Provision for loan losses | 350,000 | 1,900,000 | 2,150,000 | 2,575,000 |
| Pretax income | 661,000 | 391,000 | 1,132,000 | 1,715,000 |
| Income tax | 136,000 | -100,000 | 70,000 | 186,000 |
| Net income | 525,000 | 491,000 | 1,062,000 | 1,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,854,000 | 20,794,000 | 21,199,000 | 21,600,000 |
| Total capital | 23,136,000 | 23,258,000 | 23,766,000 | 23,890,000 |
| Risk-weighted assets | 209,076,000 | 206,073,000 | 205,200,000 | 201,901,000 |