Call reports 2025
FIRST MISSOURI BANK OF SEMO — 2025
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 202,530,000 | 214,846,000 | 221,746,000 | 210,887,000 |
| Total loans | 180,759,000 | 192,009,000 | 197,979,000 | 188,706,000 |
| Allowance for loan losses | 3,421,000 | 3,331,000 | 3,422,000 | 3,546,000 |
| Securities available for sale | 3,954,000 | 3,589,000 | 3,654,000 | 3,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,428,000 | 190,516,000 | 201,143,000 | 190,269,000 |
| Interest-bearing deposits | 133,406,000 | 146,354,000 | 150,903,000 | 136,182,000 |
| Noninterest-bearing deposits | 48,022,000 | 44,162,000 | 50,240,000 | 54,087,000 |
| Equity capital | 20,012,000 | 19,116,000 | 19,246,000 | 19,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,864,000 | 5,971,000 | 9,339,000 | 12,697,000 |
| Interest expense | 715,000 | 1,576,000 | 2,638,000 | 3,582,000 |
| Net interest income | 2,149,000 | 4,395,000 | 6,701,000 | 9,115,000 |
| Noninterest income | 217,000 | 434,000 | 627,000 | 848,000 |
| Noninterest expense | 1,386,000 | 2,820,000 | 4,280,000 | 6,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 980,000 | 2,009,000 | 3,048,000 | 3,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 980,000 | 2,009,000 | 3,048,000 | 3,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,082,000 | 19,196,000 | 19,252,000 | 19,278,000 |
| Total capital | — | — | 21,555,000 | 21,416,000 |
| Risk-weighted assets | — | — | 183,020,000 | 169,546,000 |