Call reports 2024
FIRST MISSOURI BANK OF SEMO — 2024
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 195,487,000 | 201,558,000 | 217,194,000 | 201,262,000 |
| Total loans | 164,925,000 | 177,500,000 | 187,005,000 | 177,641,000 |
| Allowance for loan losses | 3,486,000 | 3,524,000 | 3,519,000 | 3,424,000 |
| Securities available for sale | 5,261,000 | 5,259,000 | 5,055,000 | 4,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,015,000 | 177,306,000 | 176,910,000 | 173,842,000 |
| Interest-bearing deposits | 126,623,000 | 135,056,000 | 132,426,000 | 124,327,000 |
| Noninterest-bearing deposits | 49,392,000 | 42,250,000 | 44,484,000 | 49,515,000 |
| Equity capital | 18,684,000 | 18,233,000 | 19,076,000 | 20,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,882,000 | 5,807,000 | 9,045,000 | 12,189,000 |
| Interest expense | 590,000 | 1,452,000 | 2,657,000 | 3,456,000 |
| Net interest income | 2,292,000 | 4,355,000 | 6,388,000 | 8,733,000 |
| Noninterest income | 209,000 | 428,000 | 624,000 | 808,000 |
| Noninterest expense | 1,355,000 | 2,696,000 | 4,036,000 | 5,385,000 |
| Provision for loan losses | 0 | 0 | 0 | -82,000 |
| Pretax income | 1,146,000 | 2,087,000 | 2,976,000 | 4,156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,146,000 | 2,087,000 | 2,976,000 | 4,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,792,000 | 18,333,000 | 19,122,000 | 20,303,000 |