Call reports 2023
FIRST MISSOURI BANK OF SEMO — 2023
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 211,460,000 | 201,455,000 | 214,362,000 | 217,179,000 |
| Total loans | 158,422,000 | 172,653,000 | 187,279,000 | 168,431,000 |
| Allowance for loan losses | 2,950,000 | 2,971,000 | 3,500,000 | 3,469,000 |
| Securities available for sale | 4,999,000 | 4,839,000 | 4,703,000 | 5,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,326,000 | 179,718,000 | 191,222,000 | 192,969,000 |
| Interest-bearing deposits | 116,394,000 | 125,331,000 | 143,361,000 | 132,365,000 |
| Noninterest-bearing deposits | 73,932,000 | 54,387,000 | 47,861,000 | 60,604,000 |
| Equity capital | 20,582,000 | 21,095,000 | 22,341,000 | 23,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,344,000 | 8,328,000 | 11,480,000 |
| Interest expense | 199,000 | 535,000 | 1,209,000 | 1,816,000 |
| Net interest income | 2,436,000 | 4,809,000 | 7,119,000 | 9,664,000 |
| Noninterest income | 251,000 | 474,000 | 5,010,000 | 5,678,000 |
| Noninterest expense | 1,263,000 | 2,531,000 | 4,182,000 | 5,711,000 |
| Provision for loan losses | 0 | 0 | 529,000 | 529,000 |
| Pretax income | 1,424,000 | 2,752,000 | 7,418,000 | 9,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,424,000 | 2,752,000 | 7,418,000 | 9,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,694,000 | 21,246,000 | 22,613,000 | 23,646,000 |