Call reports 2022
FIRST MISSOURI BANK OF SEMO — 2022
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 229,081,000 | 225,560,000 | 204,657,000 | 210,377,000 |
| Total loans | 152,274,000 | 163,121,000 | 168,841,000 | 155,274,000 |
| Allowance for loan losses | 2,823,000 | 2,836,000 | 2,884,000 | 2,947,000 |
| Securities available for sale | 3,878,000 | 4,945,000 | 4,818,000 | 4,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,255,000 | 203,725,000 | 183,790,000 | 190,209,000 |
| Interest-bearing deposits | 152,954,000 | 151,161,000 | 133,196,000 | 130,230,000 |
| Noninterest-bearing deposits | 55,301,000 | 52,564,000 | 50,594,000 | 59,979,000 |
| Equity capital | 20,418,000 | 21,379,000 | 20,294,000 | 19,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,792,000 | 6,076,000 | 8,597,000 |
| Interest expense | 132,000 | 254,000 | 396,000 | 558,000 |
| Net interest income | 1,682,000 | 3,538,000 | 5,680,000 | 8,039,000 |
| Noninterest income | 218,000 | 628,000 | 817,000 | 1,117,000 |
| Noninterest expense | 1,242,000 | 2,496,000 | 3,799,000 | 5,053,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 643,000 | 1,640,000 | 2,658,000 | 4,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,640,000 | 2,658,000 | 4,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,498,000 | 21,495,000 | 20,513,000 | 19,918,000 |
| Total capital | 22,364,000 | 23,462,000 | 22,498,000 | — |
| Risk-weighted assets | 148,296,000 | 156,455,000 | 157,909,000 | — |