Call reports 2021
FIRST MISSOURI BANK OF SEMO — 2021
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 208,515,000 | 205,246,000 | 205,497,000 | 237,646,000 |
| Total loans | 149,620,000 | 169,565,000 | 176,759,000 | 151,150,000 |
| Allowance for loan losses | 2,654,000 | 2,671,000 | 2,831,000 | 2,797,000 |
| Securities available for sale | 3,196,000 | 3,341,000 | 3,061,000 | 3,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,405,000 | 186,358,000 | 185,369,000 | 217,439,000 |
| Interest-bearing deposits | 137,415,000 | 138,850,000 | 137,962,000 | 165,047,000 |
| Noninterest-bearing deposits | 51,990,000 | 47,508,000 | 47,407,000 | 52,392,000 |
| Equity capital | 18,792,000 | 18,543,000 | 19,692,000 | 19,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,733,000 | 5,829,000 | 7,906,000 |
| Interest expense | 193,000 | 338,000 | 476,000 | 621,000 |
| Net interest income | 1,603,000 | 3,395,000 | 5,353,000 | 7,285,000 |
| Noninterest income | 209,000 | 424,000 | 2,478,000 | 2,699,000 |
| Noninterest expense | 1,207,000 | 2,426,000 | 3,682,000 | 5,021,000 |
| Provision for loan losses | 30,000 | 60,000 | 660,000 | 660,000 |
| Pretax income | 575,000 | 1,333,000 | 3,489,000 | 4,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 575,000 | 1,333,000 | 3,489,000 | 4,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,726,000 | 18,485,000 | 19,640,000 | 19,855,000 |
| Total capital | 20,455,000 | 20,436,000 | 21,684,000 | 21,674,000 |
| Risk-weighted assets | 137,413,000 | 155,344,000 | 162,746,000 | 144,548,000 |