Call reports 2020
FIRST MISSOURI BANK OF SEMO — 2020
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 182,391,000 | 193,086,000 | 192,721,000 | 227,762,000 |
| Total loans | 154,883,000 | 163,669,000 | 167,347,000 | 145,776,000 |
| Allowance for loan losses | 1,763,000 | 2,186,000 | 2,634,000 | 2,627,000 |
| Securities available for sale | 3,878,000 | 3,008,000 | 2,737,000 | 3,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,762,000 | 175,931,000 | 175,130,000 | 209,264,000 |
| Interest-bearing deposits | 125,227,000 | 127,710,000 | 127,505,000 | 155,806,000 |
| Noninterest-bearing deposits | 37,535,000 | 48,221,000 | 47,625,000 | 53,458,000 |
| Equity capital | 19,318,000 | 16,826,000 | 17,195,000 | 18,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,187,000 | 6,299,000 | 8,354,000 |
| Interest expense | 352,000 | 637,000 | 911,000 | 1,175,000 |
| Net interest income | 1,784,000 | 3,550,000 | 5,388,000 | 7,179,000 |
| Noninterest income | 211,000 | 402,000 | 585,000 | 812,000 |
| Noninterest expense | 1,228,000 | 2,437,000 | 3,645,000 | 4,796,000 |
| Provision for loan losses | 125,000 | 565,000 | 1,015,000 | 1,090,000 |
| Pretax income | 642,000 | 950,000 | 1,313,000 | 2,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 642,000 | 950,000 | 1,313,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,273,000 | 16,746,000 | 17,110,000 | 18,152,000 |
| Total capital | 21,036,000 | 18,585,000 | 18,959,000 | 19,809,000 |
| Risk-weighted assets | 147,609,000 | 146,799,000 | 147,100,000 | 131,564,000 |