Call reports 2019
FIRST MISSOURI BANK OF SEMO — 2019
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 182,543,000 | 189,006,000 | 218,495,000 | 201,278,000 |
| Total loans | 157,110,000 | 167,965,000 | 171,503,000 | 156,988,000 |
| Allowance for loan losses | 1,972,000 | 2,031,000 | 2,097,000 | 1,679,000 |
| Securities available for sale | 5,228,000 | 5,682,000 | 4,816,000 | 4,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,441,000 | 171,973,000 | 200,183,000 | 181,800,000 |
| Interest-bearing deposits | 123,013,000 | 132,458,000 | 132,418,000 | 143,853,000 |
| Noninterest-bearing deposits | 40,428,000 | 39,515,000 | 67,765,000 | 37,947,000 |
| Equity capital | 17,737,000 | 16,595,000 | 17,746,000 | 19,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,356,000 | 6,782,000 | 9,154,000 |
| Interest expense | 289,000 | 647,000 | 1,094,000 | 1,526,000 |
| Net interest income | 1,859,000 | 3,709,000 | 5,688,000 | 7,628,000 |
| Noninterest income | 171,000 | 333,000 | 525,000 | 714,000 |
| Noninterest expense | 1,159,000 | 2,432,000 | 3,721,000 | 4,953,000 |
| Provision for loan losses | 60,000 | 120,000 | 270,000 | 720,000 |
| Pretax income | 811,000 | 1,490,000 | 2,222,000 | 2,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 811,000 | 1,490,000 | 2,222,000 | 2,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,722,000 | 16,552,000 | 17,683,000 | 19,131,000 |
| Total capital | 19,520,000 | 18,568,000 | 19,725,000 | 20,810,000 |
| Risk-weighted assets | 143,664,000 | 161,264,000 | 163,272,000 | 150,359,000 |