Call reports 2018
FIRST MISSOURI BANK OF SEMO — 2018
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,623,000 | 184,038,000 | 192,471,000 | 200,925,000 |
| Total loans | 155,107,000 | 166,608,000 | 174,048,000 | 156,932,000 |
| Allowance for loan losses | 1,907,000 | 1,965,000 | 2,011,000 | 1,938,000 |
| Securities available for sale | 4,898,000 | 5,752,000 | 5,453,000 | 5,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,516,000 | 144,061,000 | 152,925,000 | 181,385,000 |
| Interest-bearing deposits | 125,128,000 | 112,324,000 | 109,691,000 | 134,920,000 |
| Noninterest-bearing deposits | 32,388,000 | 31,737,000 | 43,234,000 | 46,465,000 |
| Equity capital | 18,879,000 | 18,601,000 | 18,197,000 | 18,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 4,045,000 | 6,343,000 | 8,628,000 |
| Interest expense | 227,000 | 484,000 | 788,000 | 1,099,000 |
| Net interest income | 1,752,000 | 3,561,000 | 5,555,000 | 7,529,000 |
| Noninterest income | 168,000 | 337,000 | 499,000 | 644,000 |
| Noninterest expense | 1,251,000 | 2,543,000 | 3,848,000 | 5,049,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 609,000 | 1,235,000 | 2,026,000 | 2,884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 609,000 | 1,235,000 | 2,026,000 | 2,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,920,000 | 18,635,000 | 18,253,000 | 18,411,000 |
| Total capital | 20,715,000 | 20,553,000 | 20,258,000 | 20,221,000 |
| Risk-weighted assets | 143,493,000 | 153,355,000 | 160,403,000 | 144,640,000 |