Call reports 2017
FIRST MISSOURI BANK OF SEMO — 2017
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 168,031,000 | 178,882,000 | 185,700,000 | 197,620,000 |
| Total loans | 153,235,000 | 164,875,000 | 169,879,000 | 152,238,000 |
| Allowance for loan losses | 2,196,000 | 2,153,000 | 2,113,000 | 1,942,000 |
| Securities available for sale | 5,710,000 | 5,585,000 | 5,557,000 | 5,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,907,000 | 138,916,000 | 155,272,000 | 176,650,000 |
| Interest-bearing deposits | 114,376,000 | 110,180,000 | 124,962,000 | 140,611,000 |
| Noninterest-bearing deposits | 30,531,000 | 28,736,000 | 30,310,000 | 36,039,000 |
| Equity capital | 17,935,000 | 18,304,000 | 18,622,000 | 18,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,954,000 | 6,154,000 | 8,332,000 |
| Interest expense | 241,000 | 495,000 | 773,000 | 1,028,000 |
| Net interest income | 1,695,000 | 3,459,000 | 5,381,000 | 7,304,000 |
| Noninterest income | 150,000 | 293,000 | 444,000 | 609,000 |
| Noninterest expense | 1,173,000 | 2,352,000 | 3,584,000 | 4,849,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 612,000 | 1,383,000 | 2,224,000 | 3,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 612,000 | 1,383,000 | 2,224,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,947,000 | 18,305,000 | 18,625,000 | 18,837,000 |
| Total capital | 19,693,000 | 20,164,000 | 20,587,000 | 20,618,000 |
| Risk-weighted assets | 139,243,000 | 148,449,000 | 156,783,000 | 142,315,000 |