Call reports 2016
FIRST MISSOURI BANK OF SEMO — 2016
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,531,000 | 182,040,000 | 190,596,000 | 181,238,000 |
| Total loans | 147,706,000 | 166,041,000 | 173,605,000 | 154,146,000 |
| Allowance for loan losses | 1,918,000 | 1,999,000 | 2,167,000 | 2,211,000 |
| Securities available for sale | 7,271,000 | 6,661,000 | 6,357,000 | 5,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,845,000 | 141,893,000 | 141,758,000 | 158,260,000 |
| Interest-bearing deposits | 119,964,000 | 112,967,000 | 113,945,000 | 125,132,000 |
| Noninterest-bearing deposits | 27,881,000 | 28,926,000 | 27,813,000 | 33,128,000 |
| Equity capital | 17,189,000 | 17,574,000 | 17,821,000 | 17,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,893,000 | 3,945,000 | 6,168,000 | 8,298,000 |
| Interest expense | 242,000 | 493,000 | 768,000 | 1,047,000 |
| Net interest income | 1,651,000 | 3,452,000 | 5,400,000 | 7,251,000 |
| Noninterest income | 155,000 | 311,000 | 498,000 | 653,000 |
| Noninterest expense | 1,179,000 | 2,320,000 | 3,478,000 | 4,614,000 |
| Provision for loan losses | 75,000 | 150,000 | 365,000 | 440,000 |
| Pretax income | 552,000 | 1,293,000 | 2,055,000 | 2,850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 552,000 | 1,293,000 | 2,055,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,161,000 | 17,529,000 | 17,791,000 | 17,871,000 |
| Total capital | 18,817,000 | 19,388,000 | 19,746,000 | 19,629,000 |
| Risk-weighted assets | 132,234,000 | 148,550,000 | 156,159,000 | 140,184,000 |