Call reports 2015
FIRST MISSOURI BANK OF SEMO — 2015
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,175,000 | 170,202,000 | 171,527,000 | 184,061,000 |
| Total loans | 134,761,000 | 143,988,000 | 152,489,000 | 144,510,000 |
| Allowance for loan losses | 1,946,000 | 2,017,000 | 2,095,000 | 1,880,000 |
| Securities available for sale | 7,320,000 | 7,878,000 | 7,496,000 | 7,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,507,000 | 148,395,000 | 145,345,000 | 160,621,000 |
| Interest-bearing deposits | 125,334,000 | 120,324,000 | 117,363,000 | 126,601,000 |
| Noninterest-bearing deposits | 30,173,000 | 28,071,000 | 27,982,000 | 34,020,000 |
| Equity capital | 16,399,000 | 16,520,000 | 16,894,000 | 17,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,672,000 | 5,704,000 | 7,657,000 |
| Interest expense | 250,000 | 497,000 | 762,000 | 1,017,000 |
| Net interest income | 1,588,000 | 3,175,000 | 4,942,000 | 6,640,000 |
| Noninterest income | 150,000 | 318,000 | 485,000 | 652,000 |
| Noninterest expense | 1,126,000 | 2,249,000 | 3,381,000 | 4,493,000 |
| Provision for loan losses | 60,000 | 135,000 | 240,000 | 345,000 |
| Pretax income | 552,000 | 1,109,000 | 1,806,000 | 2,454,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 551,000 | 1,108,000 | 1,805,000 | 2,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,363,000 | 16,548,000 | 16,868,000 | 17,047,000 |
| Total capital | 17,875,000 | 18,174,000 | 18,598,000 | 18,685,000 |
| Risk-weighted assets | 120,541,000 | 129,673,000 | 137,997,000 | 130,811,000 |