Call reports 2013
FIRST MISSOURI BANK OF SEMO — 2013
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 181,181,000 | 167,646,000 | 165,747,000 | 185,565,000 |
| Total loans | 127,014,000 | 132,685,000 | 136,968,000 | 131,986,000 |
| Allowance for loan losses | 1,593,000 | 1,565,000 | 1,658,000 | 1,685,000 |
| Securities available for sale | 11,887,000 | 11,234,000 | 10,578,000 | 9,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,125,000 | 148,483,000 | 146,011,000 | 165,615,000 |
| Interest-bearing deposits | 129,992,000 | 123,464,000 | 120,257,000 | 130,800,000 |
| Noninterest-bearing deposits | 32,133,000 | 25,019,000 | 25,754,000 | 34,815,000 |
| Equity capital | 13,634,000 | 13,870,000 | 14,388,000 | 14,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,704,000 | 5,645,000 | 7,532,000 |
| Interest expense | 339,000 | 657,000 | 940,000 | 1,234,000 |
| Net interest income | 1,508,000 | 3,047,000 | 4,705,000 | 6,298,000 |
| Noninterest income | 170,000 | 352,000 | 538,000 | 715,000 |
| Noninterest expense | 994,000 | 2,023,000 | 3,052,000 | 4,087,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 594,000 | 1,196,000 | 1,921,000 | 2,566,000 |
| Income tax | 211,000 | 423,000 | 683,000 | 914,000 |
| Net income | 383,000 | 773,000 | 1,238,000 | 1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,586,000 | 13,975,000 | 14,441,000 | 14,854,000 |
| Total capital | 15,041,000 | 15,513,000 | 16,025,000 | 16,394,000 |
| Risk-weighted assets | 116,270,000 | 123,048,000 | 126,662,000 | 123,077,000 |