Call reports 2012
FIRST MISSOURI BANK OF SEMO — 2012
What FIRST MISSOURI BANK OF SEMO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,060,000 | 165,040,000 | 166,802,000 | 196,917,000 |
| Total loans | 121,788,000 | 139,433,000 | 143,702,000 | 128,548,000 |
| Allowance for loan losses | 1,302,000 | 1,377,000 | 1,468,000 | 1,504,000 |
| Securities available for sale | 12,411,000 | 12,889,000 | 11,486,000 | 13,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,166,000 | 145,803,000 | 143,809,000 | 176,738,000 |
| Interest-bearing deposits | 130,807,000 | 117,815,000 | 116,316,000 | 135,106,000 |
| Noninterest-bearing deposits | 29,359,000 | 27,988,000 | 27,493,000 | 41,632,000 |
| Equity capital | 12,513,000 | 12,928,000 | 13,524,000 | 13,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,828,000 | 5,972,000 | 7,966,000 |
| Interest expense | 421,000 | 798,000 | 1,145,000 | 1,549,000 |
| Net interest income | 1,426,000 | 3,030,000 | 4,827,000 | 6,417,000 |
| Noninterest income | 161,000 | 363,000 | 542,000 | 722,000 |
| Noninterest expense | 980,000 | 1,983,000 | 2,985,000 | 4,002,000 |
| Provision for loan losses | 80,000 | 170,000 | 280,000 | 340,000 |
| Pretax income | 527,000 | 1,240,000 | 2,104,000 | 2,797,000 |
| Income tax | 191,000 | 447,000 | 763,000 | 1,017,000 |
| Net income | 336,000 | 793,000 | 1,341,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,483,000 | 12,896,000 | 13,444,000 | 13,882,000 |
| Total capital | 13,785,000 | 14,273,000 | 14,912,000 | 15,346,000 |
| Risk-weighted assets | 110,713,000 | 126,694,000 | 130,008,000 | 117,047,000 |