Call reports 2025
SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA — 2025
What SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 39,339,000 | 41,185,000 | 43,046,000 | 43,948,000 |
| Total loans | 32,464,000 | 34,338,000 | 35,040,000 | 35,408,000 |
| Allowance for loan losses | 419,000 | 375,000 | 395,000 | 426,000 |
| Securities available for sale | 4,377,000 | 4,375,000 | 4,388,000 | 4,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,885,000 | 23,468,000 | 23,877,000 | 24,690,000 |
| Interest-bearing deposits | 22,760,000 | 23,204,000 | 23,580,000 | 24,254,000 |
| Noninterest-bearing deposits | 125,000 | 264,000 | 297,000 | 436,000 |
| Equity capital | 6,762,000 | 6,927,000 | 7,016,000 | 7,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,297,000 | 1,979,000 | 2,719,000 |
| Interest expense | 307,000 | 609,000 | 928,000 | 1,252,000 |
| Net interest income | 332,000 | 688,000 | 1,051,000 | 1,467,000 |
| Noninterest income | 4,000 | 10,000 | 14,000 | 18,000 |
| Noninterest expense | 226,000 | 424,000 | 666,000 | 907,000 |
| Provision for loan losses | -5,000 | -49,000 | -29,000 | 2,000 |
| Pretax income | 99,000 | 296,000 | 393,000 | 516,000 |
| Income tax | 26,000 | 74,000 | 101,000 | 133,000 |
| Net income | 73,000 | 222,000 | 292,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,796,000 | 6,943,000 | 7,014,000 | 7,105,000 |
| Total capital | 7,139,000 | 7,301,000 | 7,379,000 | 7,472,000 |
| Risk-weighted assets | 27,398,000 | 28,653,000 | 29,183,000 | 29,335,000 |