Call reports 2022
SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA — 2022
What SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 34,583,000 | 34,568,000 | 32,349,000 | 34,460,000 |
| Total loans | 19,031,000 | 20,008,000 | 24,962,000 | 25,152,000 |
| Allowance for loan losses | 243,000 | 246,000 | 315,000 | 320,000 |
| Securities available for sale | 4,791,000 | 10,652,000 | 4,580,000 | 4,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,377,000 | 18,423,000 | 16,234,000 | 18,474,000 |
| Interest-bearing deposits | 18,254,000 | 18,259,000 | 16,060,000 | 18,197,000 |
| Noninterest-bearing deposits | 122,000 | 164,000 | 174,000 | 277,000 |
| Equity capital | 5,855,000 | 5,862,000 | 5,827,000 | 5,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 670,000 | 1,032,000 | 1,460,000 |
| Interest expense | 86,000 | 174,000 | 260,000 | 381,000 |
| Net interest income | 239,000 | 496,000 | 772,000 | 1,079,000 |
| Noninterest income | 1,000 | 6,000 | 36,000 | 42,000 |
| Noninterest expense | 156,000 | 317,000 | 503,000 | 699,000 |
| Provision for loan losses | -8,000 | -5,000 | 64,000 | 69,000 |
| Pretax income | 87,000 | 194,000 | 231,000 | 337,000 |
| Income tax | 31,000 | 54,000 | 68,000 | 104,000 |
| Net income | 56,000 | 140,000 | 163,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,855,000 | 5,862,000 | 5,827,000 | 5,918,000 |
| Total capital | 6,088,000 | 6,108,000 | 6,102,000 | 6,195,000 |
| Risk-weighted assets | 18,685,000 | 24,141,000 | 21,970,000 | 22,179,000 |