Call reports 2019
SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA — 2019
What SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 12,155,000 | 12,021,000 | 14,692,000 | 15,528,000 |
| Total loans | 7,153,000 | 6,663,000 | 7,832,000 | 9,641,000 |
| Allowance for loan losses | 70,000 | 70,000 | 80,000 | 101,000 |
| Securities available for sale | 2,806,000 | 2,842,000 | 2,432,000 | 2,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,874,000 | 5,766,000 | 8,493,000 | 8,380,000 |
| Interest-bearing deposits | 5,874,000 | 5,766,000 | 8,475,000 | 8,306,000 |
| Noninterest-bearing deposits | 0 | 0 | 18,000 | 74,000 |
| Equity capital | 6,049,000 | 5,983,000 | 5,944,000 | 5,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 127,000 | 248,000 | 383,000 | 544,000 |
| Interest expense | 20,000 | 42,000 | 72,000 | 117,000 |
| Net interest income | 107,000 | 206,000 | 311,000 | 427,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 107,000 | 285,000 | 420,000 | 580,000 |
| Provision for loan losses | 2,000 | 2,000 | 12,000 | 33,000 |
| Pretax income | -2,000 | -81,000 | -117,000 | -182,000 |
| Income tax | 8,000 | -7,000 | 0 | 7,000 |
| Net income | -10,000 | -74,000 | -117,000 | -189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,026,000 | 5,939,000 | 5,898,000 | 5,824,000 |
| Total capital | 6,096,000 | 6,010,000 | 5,978,000 | 5,925,000 |
| Risk-weighted assets | 6,807,000 | 6,582,000 | 7,290,000 | 8,560,000 |