Call reports 2016
SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA — 2016
What SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 13,144,000 | 14,212,000 | 14,610,000 | 14,310,000 |
| Total loans | 4,255,000 | 4,216,000 | 4,288,000 | 4,220,000 |
| Allowance for loan losses | 43,000 | 43,000 | 43,000 | 43,000 |
| Securities available for sale | 7,109,000 | 8,677,000 | 9,373,000 | 9,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,461,000 | 7,454,000 | 7,849,000 | 7,855,000 |
| Interest-bearing deposits | 6,461,000 | 7,454,000 | 7,849,000 | 7,855,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,572,000 | 6,628,000 | 6,615,000 | 6,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 106,000 | 211,000 | 313,000 | 417,000 |
| Interest expense | 12,000 | 29,000 | 48,000 | 69,000 |
| Net interest income | 94,000 | 182,000 | 265,000 | 348,000 |
| Noninterest income | 1,000 | 1,000 | 9,000 | 63,000 |
| Noninterest expense | 91,000 | 188,000 | 279,000 | 401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | -5,000 | -5,000 | 10,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 4,000 | -5,000 | -5,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,628,000 | 6,684,000 | 6,453,000 | 6,366,000 |
| Total capital | 6,671,000 | 6,727,000 | 6,496,000 | 6,409,000 |
| Risk-weighted assets | 9,546,000 | 10,921,000 | 11,580,000 | 11,645,000 |