Call reports 2015
SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA — 2015
What SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 13,792,000 | 13,351,000 | 12,861,000 | 12,572,000 |
| Total loans | 4,908,000 | 4,699,000 | 4,667,000 | 4,621,000 |
| Allowance for loan losses | 40,000 | 42,000 | 43,000 | 43,000 |
| Securities available for sale | 8,225,000 | 7,765,000 | 7,436,000 | 7,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,018,000 | 6,726,000 | 6,179,000 | 5,971,000 |
| Interest-bearing deposits | 7,018,000 | 6,726,000 | 6,179,000 | 5,971,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,629,000 | 6,550,000 | 6,630,000 | 6,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 106,000 | 210,000 | 322,000 | 431,000 |
| Interest expense | 13,000 | 26,000 | 38,000 | 51,000 |
| Net interest income | 93,000 | 184,000 | 284,000 | 380,000 |
| Noninterest income | 17,000 | 17,000 | 17,000 | 56,000 |
| Noninterest expense | 83,000 | 172,000 | 262,000 | 398,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 29,000 | 8,000 | 9,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 27,000 | 29,000 | 8,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,543,000 | 6,543,000 | 6,522,000 | 6,521,000 |
| Total capital | 6,583,000 | 6,585,000 | 6,565,000 | 6,564,000 |
| Risk-weighted assets | 10,498,000 | 10,262,000 | 9,840,000 | 9,495,000 |