Call reports 2013
SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA — 2013
What SECOND FEDERAL SAVINGS & LOAN ASSOCIATION OF PHILADELPHIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 15,018,000 | 14,807,000 | 14,799,000 | 14,629,000 |
| Total loans | 5,324,000 | 5,274,000 | 4,997,000 | 5,061,000 |
| Allowance for loan losses | 32,000 | 35,000 | 35,000 | 36,000 |
| Securities available for sale | 8,318,000 | 8,222,000 | 8,212,000 | 8,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,227,000 | 8,279,000 | 8,333,000 | 8,210,000 |
| Interest-bearing deposits | 8,227,000 | 8,279,000 | 8,333,000 | 8,210,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,494,000 | 6,329,000 | 6,362,000 | 6,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 240,000 | 356,000 | 480,000 |
| Interest expense | 18,000 | 34,000 | 50,000 | 64,000 |
| Net interest income | 104,000 | 206,000 | 306,000 | 416,000 |
| Noninterest income | 11,000 | 11,000 | 25,000 | 50,000 |
| Noninterest expense | 87,000 | 164,000 | 221,000 | 335,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 53,000 | 110,000 | 131,000 |
| Income tax | 6,000 | 13,000 | 45,000 | 42,000 |
| Net income | 22,000 | 40,000 | 65,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,388,000 | 6,230,000 | 6,270,000 | 6,193,000 |
| Total capital | 6,388,000 | 6,265,000 | 6,305,000 | 6,193,000 |
| Risk-weighted assets | 11,255,000 | 11,531,000 | 10,612,000 | 10,707,000 |