Call reports 2025
SAVINGS BANK OF MENDOCINO COUNTY — 2025
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,312,154,000 | 1,328,292,000 | 1,351,634,000 | 1,342,665,000 |
| Total loans | 745,332,000 | 762,545,000 | 751,516,000 | 753,495,000 |
| Allowance for loan losses | 18,570,000 | 18,567,000 | 18,567,000 | 18,523,000 |
| Securities available for sale | 461,782,000 | 450,187,000 | 456,152,000 | 454,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,022,718,000 | 1,023,286,000 | 1,046,301,000 | 1,029,665,000 |
| Interest-bearing deposits | 682,445,000 | 684,071,000 | 693,975,000 | 693,231,000 |
| Noninterest-bearing deposits | 340,273,000 | 339,215,000 | 352,326,000 | 336,434,000 |
| Equity capital | 160,214,000 | 162,117,000 | 175,563,000 | 182,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,621,000 | 27,573,000 | 41,970,000 | 56,654,000 |
| Interest expense | 3,620,000 | 7,252,000 | 10,549,000 | 13,828,000 |
| Net interest income | 10,001,000 | 20,321,000 | 31,421,000 | 42,826,000 |
| Noninterest income | 1,098,000 | 2,707,000 | 3,764,000 | 4,766,000 |
| Noninterest expense | 7,473,000 | 15,120,000 | 23,055,000 | 32,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,608,000 | 7,727,000 | 11,900,000 | 15,375,000 |
| Income tax | 920,000 | 1,812,000 | 2,882,000 | 2,594,000 |
| Net income | 2,688,000 | 5,915,000 | 9,018,000 | 12,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,623,000 | 230,456,000 | 232,164,000 | 234,533,000 |