Call reports 2024
SAVINGS BANK OF MENDOCINO COUNTY — 2024
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,304,707,000 | 1,316,401,000 | 1,313,039,000 | 1,308,868,000 |
| Total loans | 719,253,000 | 726,579,000 | 717,070,000 | 741,005,000 |
| Allowance for loan losses | 18,590,000 | 18,594,000 | 18,595,000 | 18,551,000 |
| Securities available for sale | 487,966,000 | 480,697,000 | 492,404,000 | 463,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,017,446,000 | 992,848,000 | 1,009,993,000 | 1,015,021,000 |
| Interest-bearing deposits | 670,794,000 | 644,773,000 | 661,734,000 | 675,723,000 |
| Noninterest-bearing deposits | 346,652,000 | 348,075,000 | 348,259,000 | 339,298,000 |
| Equity capital | 151,536,000 | 152,918,000 | 167,507,000 | 155,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,983,000 | 26,298,000 | 39,738,000 | 53,539,000 |
| Interest expense | 2,754,000 | 5,972,000 | 9,362,000 | 12,766,000 |
| Net interest income | 10,229,000 | 20,326,000 | 30,376,000 | 40,773,000 |
| Noninterest income | 1,097,000 | 2,167,000 | 3,286,000 | 4,573,000 |
| Noninterest expense | 7,440,000 | 14,840,000 | 22,332,000 | 31,071,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,973,000 | 7,711,000 | 11,403,000 | 14,367,000 |
| Income tax | 993,000 | 1,936,000 | 2,870,000 | 3,514,000 |
| Net income | 2,980,000 | 5,775,000 | 8,533,000 | 10,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,640,000 | 225,040,000 | 226,404,000 | 227,329,000 |