Call reports 2023
SAVINGS BANK OF MENDOCINO COUNTY — 2023
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,326,432,000 | 1,327,480,000 | 1,289,828,000 | 1,297,558,000 |
| Total loans | 685,582,000 | 704,905,000 | 701,094,000 | 702,254,000 |
| Allowance for loan losses | 18,480,000 | 18,481,000 | 18,522,000 | 18,559,000 |
| Securities available for sale | 552,181,000 | 528,997,000 | 491,192,000 | 503,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,399,000 | 1,092,382,000 | 1,085,468,000 | 1,053,148,000 |
| Interest-bearing deposits | 738,977,000 | 725,150,000 | 723,060,000 | 706,362,000 |
| Noninterest-bearing deposits | 371,422,000 | 367,232,000 | 362,408,000 | 346,786,000 |
| Equity capital | 148,261,000 | 144,319,000 | 131,786,000 | 155,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,165,000 | 24,544,000 | 37,216,000 | 49,872,000 |
| Interest expense | 1,110,000 | 2,982,000 | 5,085,000 | 7,267,000 |
| Net interest income | 11,055,000 | 21,562,000 | 32,131,000 | 42,605,000 |
| Noninterest income | 1,208,000 | 2,307,000 | 3,450,000 | 4,492,000 |
| Noninterest expense | 7,834,000 | 14,810,000 | 21,971,000 | 29,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,470,000 | 9,132,000 | 13,708,000 | 17,998,000 |
| Income tax | 1,032,000 | 2,144,000 | 3,240,000 | 4,312,000 |
| Net income | 3,438,000 | 6,988,000 | 10,468,000 | 13,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,989,000 | 218,144,000 | 220,230,000 | 222,054,000 |