Call reports 2022
SAVINGS BANK OF MENDOCINO COUNTY — 2022
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,386,892,000 | 1,392,756,000 | 1,357,822,000 | 1,330,782,000 |
| Total loans | 641,343,000 | 682,525,000 | 695,714,000 | 689,456,000 |
| Allowance for loan losses | 14,858,000 | 14,860,000 | 14,969,000 | 14,974,000 |
| Securities available for sale | 647,152,000 | 593,144,000 | 555,026,000 | 544,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,212,900,000 | 1,207,375,000 | 1,225,145,000 | 1,143,148,000 |
| Interest-bearing deposits | 799,251,000 | 808,791,000 | 795,858,000 | 760,311,000 |
| Noninterest-bearing deposits | 413,649,000 | 398,584,000 | 429,287,000 | 382,837,000 |
| Equity capital | 169,101,000 | 143,207,000 | 127,817,000 | 137,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,816,000 | 21,832,000 | 33,486,000 | 45,461,000 |
| Interest expense | 311,000 | 669,000 | 1,184,000 | 1,611,000 |
| Net interest income | 10,505,000 | 21,163,000 | 32,302,000 | 43,850,000 |
| Noninterest income | 1,139,000 | 2,286,000 | 3,395,000 | 4,451,000 |
| Noninterest expense | 7,042,000 | 14,119,000 | 21,738,000 | 29,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,571,000 | 9,277,000 | 13,909,000 | 19,152,000 |
| Income tax | 1,049,000 | 2,132,000 | 3,198,000 | 4,603,000 |
| Net income | 3,522,000 | 7,145,000 | 10,711,000 | 14,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,477,000 | 211,736,000 | 213,936,000 | 216,410,000 |