Call reports 2021
SAVINGS BANK OF MENDOCINO COUNTY — 2021
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,356,915,000 | 1,386,029,000 | 1,430,740,000 | 1,431,626,000 |
| Total loans | 666,395,000 | 640,814,000 | 646,792,000 | 634,787,000 |
| Allowance for loan losses | 14,846,000 | 14,852,000 | 14,856,000 | 14,858,000 |
| Securities available for sale | 540,072,000 | 608,674,000 | 656,237,000 | 694,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,152,596,000 | 1,177,630,000 | 1,219,955,000 | 1,220,474,000 |
| Interest-bearing deposits | 748,412,000 | 758,761,000 | 783,729,000 | 804,247,000 |
| Noninterest-bearing deposits | 404,184,000 | 418,869,000 | 436,226,000 | 416,227,000 |
| Equity capital | 200,133,000 | 204,038,000 | 206,295,000 | 206,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,549,000 | 21,298,000 | 32,281,000 | 43,645,000 |
| Interest expense | 319,000 | 633,000 | 950,000 | 1,267,000 |
| Net interest income | 10,230,000 | 20,665,000 | 31,331,000 | 42,378,000 |
| Noninterest income | 1,524,000 | 2,888,000 | 4,223,000 | 5,382,000 |
| Noninterest expense | 6,298,000 | 12,718,000 | 19,139,000 | 25,915,000 |
| Provision for loan losses | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Pretax income | 3,534,000 | 9,185,000 | 14,793,000 | 20,484,000 |
| Income tax | 872,000 | 2,337,000 | 3,750,000 | 5,298,000 |
| Net income | 2,662,000 | 6,848,000 | 11,043,000 | 15,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,920,000 | 201,772,000 | 204,631,000 | 207,439,000 |