Call reports 2019
SAVINGS BANK OF MENDOCINO COUNTY — 2019
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,115,191,000 | 1,094,011,000 | 1,109,400,000 | 1,104,119,000 |
| Total loans | 525,327,000 | 531,860,000 | 534,421,000 | 531,196,000 |
| Allowance for loan losses | 11,659,000 | 11,659,000 | 11,665,000 | 11,653,000 |
| Securities available for sale | 507,551,000 | 476,153,000 | 512,507,000 | 502,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 932,198,000 | 905,675,000 | 917,453,000 | 909,736,000 |
| Interest-bearing deposits | 659,761,000 | 637,704,000 | 641,520,000 | 645,752,000 |
| Noninterest-bearing deposits | 272,437,000 | 267,971,000 | 275,933,000 | 263,984,000 |
| Equity capital | 178,487,000 | 183,893,000 | 186,838,000 | 189,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,400,000 | 20,788,000 | 31,236,000 | 41,521,000 |
| Interest expense | 280,000 | 569,000 | 880,000 | 1,202,000 |
| Net interest income | 10,120,000 | 20,219,000 | 30,356,000 | 40,319,000 |
| Noninterest income | 1,113,000 | 2,294,000 | 3,522,000 | 4,726,000 |
| Noninterest expense | 5,756,000 | 11,753,000 | 17,737,000 | 24,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,455,000 | 10,698,000 | 16,109,000 | 20,903,000 |
| Income tax | 1,540,000 | 3,017,000 | 4,543,000 | 5,887,000 |
| Net income | 3,915,000 | 7,681,000 | 11,566,000 | 15,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,283,000 | 183,801,000 | 186,440,000 | 188,645,000 |
| Total capital | 189,763,000 | 192,328,000 | 195,114,000 | 197,314,000 |
| Risk-weighted assets | 675,156,000 | 678,908,000 | 690,773,000 | 690,300,000 |