Call reports 2018
SAVINGS BANK OF MENDOCINO COUNTY — 2018
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,128,763,000 | 1,112,976,000 | 1,119,371,000 | 1,108,327,000 |
| Total loans | 500,554,000 | 510,680,000 | 526,290,000 | 527,461,000 |
| Allowance for loan losses | 11,617,000 | 11,555,000 | 11,532,000 | 11,698,000 |
| Securities available for sale | 528,283,000 | 508,123,000 | 518,982,000 | 521,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 960,614,000 | 944,189,000 | 949,620,000 | 932,000,000 |
| Interest-bearing deposits | 692,181,000 | 672,981,000 | 672,658,000 | 666,318,000 |
| Noninterest-bearing deposits | 268,433,000 | 271,208,000 | 276,962,000 | 265,682,000 |
| Equity capital | 164,067,000 | 164,584,000 | 164,904,000 | 171,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,669,000 | 19,707,000 | 29,820,000 | 40,567,000 |
| Interest expense | 304,000 | 604,000 | 899,000 | 1,188,000 |
| Net interest income | 9,365,000 | 19,103,000 | 28,921,000 | 39,379,000 |
| Noninterest income | 1,253,000 | 2,515,000 | 3,710,000 | 4,900,000 |
| Noninterest expense | 5,807,000 | 11,806,000 | 17,719,000 | 23,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,829,000 | 9,604,000 | 14,670,000 | 20,018,000 |
| Income tax | 1,358,000 | 2,699,000 | 4,126,000 | 5,634,000 |
| Net income | 3,471,000 | 6,905,000 | 10,544,000 | 14,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,468,000 | 173,685,000 | 176,108,000 | 178,732,000 |
| Total capital | 179,713,000 | 181,964,000 | 184,627,000 | 187,305,000 |
| Risk-weighted assets | 656,119,000 | 658,911,000 | 678,371,000 | 682,546,000 |