Call reports 2017
SAVINGS BANK OF MENDOCINO COUNTY — 2017
What SAVINGS BANK OF MENDOCINO COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,058,897,000 | 1,067,771,000 | 1,096,048,000 | 1,116,040,000 |
| Total loans | 499,922,000 | 505,860,000 | 505,249,000 | 492,512,000 |
| Allowance for loan losses | 11,692,000 | 11,701,000 | 11,761,000 | 11,535,000 |
| Securities available for sale | 244,521,000 | 235,694,000 | 265,886,000 | 528,401,000 |
| Securities held to maturity | 236,889,000 | 236,664,000 | 235,336,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 890,178,000 | 896,287,000 | 922,579,000 | 945,018,000 |
| Interest-bearing deposits | 664,055,000 | 654,459,000 | 672,122,000 | 689,180,000 |
| Noninterest-bearing deposits | 226,123,000 | 241,828,000 | 250,457,000 | 255,838,000 |
| Equity capital | 165,315,000 | 168,198,000 | 169,880,000 | 167,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,748,000 | 17,790,000 | 26,937,000 | 36,388,000 |
| Interest expense | 327,000 | 647,000 | 964,000 | 1,283,000 |
| Net interest income | 8,421,000 | 17,143,000 | 25,973,000 | 35,105,000 |
| Noninterest income | 1,109,000 | 2,981,000 | 4,195,000 | 5,465,000 |
| Noninterest expense | 5,522,000 | 11,062,000 | 16,484,000 | 22,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,963,000 | 9,017,000 | 13,649,000 | 16,981,000 |
| Income tax | 1,518,000 | 3,477,000 | 5,272,000 | 8,127,000 |
| Net income | 2,445,000 | 5,540,000 | 8,377,000 | 8,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,057,000 | 168,084,000 | 169,854,000 | 169,262,000 |
| Total capital | 174,453,000 | 176,476,000 | 178,267,000 | 177,469,000 |
| Risk-weighted assets | 668,292,000 | 667,944,000 | 669,571,000 | 653,155,000 |